Zen Stoic (“ZS”) has the utmost respect for your privacy while using our websites found at and related websites (“ZS Site”). As such, we want you to understand what types of information we are collecting and what may happen to that information. This Privacy Policy is an addendum to and subject to the Zen Stoic Terms and Conditions. Your use of the ZS Site and any personal information you provide to ZS are subject to the terms of this Privacy

Policy and our Terms and Conditions.

Laid out below are the types of information we collect and how we use it:

Optional Information
– At various other points during your visit to the ZS Site, you may be asked to provide information about yourself. For example, you may wish to receive emails from ZS. The use of such services which require the input of additional information is completely voluntary on your part, and you have the choice about whether to disclose the information necessary to use these features of our site. For example, ZS may use your contact information in order to periodically send you email regarding product offerings from ZS or to alert you of events hosted by ZS. The frequency of these messages will fluctuate depending upon various factors.

Passively Collected Information

– In addition to the information which you actively provide to ZS, ZS collects passive information about how you interact with our site. The types of passive information collected by this site may include your IP address, which type of browser you are using, which pages you visit on our site, and how long you stay on any part of our site. ZS collects passive information for purposes such as testing and improving a user’s experience at the ZS Site, for the compilation of broad aggregate demographic data and related usage information for internal purposes, and for disclosure to third parties such as advertisers and content partners (to whom we would never disclose the more personal Optional Information, such as name and email address).

Cookies

– When you visit the ZS Site, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer that uniquely identifies your browser. We use only “session” cookies; this means we store the cookie on your computer only during each visit to our web site. “Session” cookies are used by our software for load management and database access. NO personal information is contained in these cookies. After you turn off your computer or stop using the Internet, the cookie is erased and nothing will be remembered the next time you visit our web site. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the ZS Site may not function properly if the ability to accept cookies is disabled.

ZS will not knowingly sell, share, rent, or otherwise transfer your information other than in accordance with the terms set forth in this Privacy Policy. If and ONLY if you give your permission to allow third parties to contact you, personal information about you (such as your contact information) may be shared with product creators, data aggregators, marketers, and other organizations. Regardless of your decision regarding the sharing of your personal information, we may share broad aggregate demographic data and related usage information with our business partners. This aggregate information does not contain any personal information which can identify any individual user. As a rule, ZS does not share any information that can be tied to you without your permission; two narrow exceptions to this are noted below:

1.From time to time, ZS may decide that it is more efficient to use third parties (such as mailing list companies) to perform specific services, such as sending communications to our users. If we use a third party to provide specific services, then information (such as contact information) may be shared with that party to the extent, and only to the extent, that is necessary for the third party to provide these services. These third party service providers are only allowed to use personally identifiable information for the purpose of providing the specific services requested by ZS.

2. While ZS strives to protect the personal information of our users, ZS will release personal information if required by law.

You must be at least thirteen (13) years old in order to use the ZS Site and enter personal information. If you are under 13 years of age, please do not send any information about yourself, including your name, address, email address, or any other information whatsoever. If we discover that we have unintentionally collected any personally identifying information from a child under the age of 13, we will remove that information from our database as soon as possible. Visitors to the ZS Site between the ages of thirteen (13) and eighteen (18) must obtain permission from a parent or guardian before sending any personally identifying information. If we discover that we have collected any personally identifying information from a minor between the ages of thirteen (13) and eighteen (18) without consent of their parent(s)/guardian(s), we will remove that information from our database as soon as possible.

The ZS Site is hosted in the United States and is intended for and directed to Users worldwide. If you are a User accessing the ZS Site from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States laws, please be advised that through your continued use of the ZS Site, which is governed by U.S. law, this Privacy Notice, and our Terms of Use, you are transferring your personal information to the United States and you consent to that transfer.

Your use of this site indicates an acceptance of the terms of the Privacy Policy. ZS reserves the right to update or amend this Privacy Policy at any time.

This site may contain links to other sites. Please be aware that ZS does not exercise control over the information, products, services, or policies of third party companies accessible through our site. We encourage our users to be aware of when they leave our site and to read the privacy policies of each and every third party site. This Privacy Policy applies solely to the information collected by this site.

Your privacy is important to Oculus. If you have questions about any of the provisions described above, please e-mail us at victor@zenstoic.com

Disclosure

Important Disclosures

Last Updated: December 14, 2022

Education and Training

Zen Stoic, Inc., its subsidiaries, and affiliates (collectively, “Zen Stoic” the “Company,” “We,” or “Us”) is a direct-to-consumer, and direct-to-business coaching and leadership education and training company. We do not sell a business opportunity, “get rich quick” program or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not and cannot guarantee success in investing. We do not make earnings claims, efforts claims, return on investment claims, or claims that our training will make you any money. Training generally includes a hybrid of education, training, and tools/resources. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.

Examples, Case Studies, and Hypothetical Scenarios

The Company makes no representation regarding the likelihood or probability that any actual or hypothetical investment in the training will achieve a particular outcome or perform in any predictable manner. Any historical return information in the Company presentation and materials do not represent the actual performance of any specific client’s experience. Past performance is not a guarantee of future success and returns in any period may be far above or below those of a previous period. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. Investing involves risk, and you could lose money. Examples and hypothetical scenarios used in the Company presentation and materials may include information compiled from third-party sources. The Company believes the third-party information comes from reliable sources but does not guarantee its accuracy.

Lending and Financing

The Company is not a lender, does not issue credit, and is not a credit counselor or provide consulting services related to acquiring lines of credit. Lenders and consulting firms are independently owned and operated and are otherwise not affiliated with the Company. The Company does not receive referral fees or any compensation related to lending or other services provided by these independent parties. You should carefully evaluate your own financial situation, objectives, consequences, risks, and other relevant circumstances before borrowing funds or purchasing consulting services. Zen Stoic assumes no responsibility or liability for the actions, products, services, and content of independent parties. Using borrowed money to make investments into training or to purchase any other product or service at high-interest rates or terms may significantly reduce the return you receive on any investment in education or may even cause you to lose more money than you invested. The Company urges you to carefully consider using borrowed money before making an investment decision. If you cannot make required minimum payments to the bank and/or lenders, you may incur additional fees and risk damage to your credit profile.

Customer Satisfaction Surveys

To continually improve the customer experience, we survey our customers often. Nevertheless, it is difficult to track and ascertain those who implement and complete the training. Some customers attend the training for education purposes only – and do not purchase additional training – but may be included in satisfaction survey results.

Testimonials and reviews are individual experiences and personal opinions of those who have purchased education and training. Individual results will vary, and testimonials and/or reviews may not be typical. Results rely on individual effort, time, and skill of each customer, as well as unknown conditions and other factors. The Company does not track monetary results. Instead, it surveys customers concerning the value of its education, training, support, and overall satisfaction.

You may be asked to complete a satisfaction survey. By completing a survey, you confirm that the information contained is an accurate representation of your experience and that you have not received any financial incentive to give positive feedback. Further, you give the Company permission to publish your aggregate feedback and comments, on your behalf, to the Company’s website(s), materials, and various online review outlets. We respect your privacy and will not publish personally identifiable information.

Third Parties

The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. Such content may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Company and its products and services. The Company assumes no responsibility or liability whatsoever for the accuracy, reliability, or opinions contained in such content. If you decide to access such content or use their products or services, you do so at your own risk.

The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company. Third-party terms and conditions, privacy provisions, confidentiality provisions, or other provisions are governed separately from your customer relationship with the Company.

Third-party company names, logos, and products are trademarks or registered trademarks of their respective holders. Use of them does not imply an affiliation with or endorsement or sponsorship of the Company.

This website is operated and maintained by Zen Stoic. Use of the website is governed by its Terms Of Service and Privacy Policy.

Zen Stoic is a coaching and leadership education and training company. We do not sell a business opportunity, “get rich quick” program or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not guarantee success in our training. We do not make earnings claims, efforts claims, or claims that our training will make you any money. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited. Please see our Full Disclosure for important details.

Investing of any kind carries risk and it is possible to lose some or all of your money. The training provided is general in nature, and some strategies may not be appropriate for all individuals or all situations. We make no representation regarding the likelihood or probability that any actual or hypothetical investment will achieve a particular outcome or perform in any predictable manner.

Statements and depictions are the opinions, findings, or experiences of individuals who generally have purchased education and training. Results vary, are not typical, and rely on individual effort, time, and skill, as well as unknown conditions and other factors. We do not measure earnings or financial performance. Instead, we track completed transactions and satisfaction of services by voluntary surveys. Results show that most Advanced Training clients who apply the training. You should not, however, equate completed sales closing transactions with financially successful transactions. Further, many customers do not continue with the program, do not apply what they learn, or do attempt to apply what they learn but nonetheless have difficulty in making sales successful for them.

The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company.